Lotty

Digital library

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A digital library is a library in which the collection is stored in digital format and can be accessed by computers. The digital format can be either born-digital (such as e-books and e-journals) or digitized from analogue format (such as books, journals, or newspapers). A digital library provides access to its collection through a computer … Read more

401(k) plan

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A 401(k) plan is a retirement savings plan sponsored by an employer. It is a defined contribution plan, which means that the employer and employees contribute a set amount of money to the plan each year. The money in the plan is then invested, and the employees can use it to save for retirement. The … Read more